Business owners need general liability insurance to protect their businesses from outside liability claims. Examples include (but are not limited to): bodily injury claims and claims for property damage.

Suppose a mistake were to occur in the course of training, or an instructor’s teachings/curriculum are found to be negligent. In that case, the instructor could be held liable as they are a professional providing the service/knowledge.

To provide proof to ranges and retailers they work with that they have insurance coverage.

No. If you have a written contract with the location requiring you to name them as an additional insured on your policy, they will automatically be considered an additional insured.

Because the gun range is taking on additional risk by having an instructor teach a class at their location, the instructor needs insurance to add additional coverage to themselves and the range.

Medical payments are payments for third-party injuries resulting from your business operations, regardless of your legal liability. For example the slide of a gun cuts a trainee’s hand, and the cut requires stitches.

This coverage protects the policy owner against infringements on their business or personal rights. Examples include libel, slander, or copyright infringements.

Universal Fire & Casualty Insurance Company (UFCIC) is the insurance company that issues the policy. They determine if the risk/business is worth writing, take on the risk, and payout claims if need be.

The Firearms and Self-Defense Instructors Liability Coverage Form can be viewed here .

Email [email protected] or call 833-763-4248. You can also access the printable application here.

Once you have completed the paper application, please email it to [email protected] or mail it to:

Delta Shield
Re. Firearms and Self Defense Instructors’ Liability Insurance Application
1000 Freedom Way
West Bend, WI 53095

Firearm owners face many risks, one being the liability that goes along with every discharge of their weapon. This coverage protects the insured from the liability they face for accidental discharges of their weapon that result in bodily injury, property damage, or personal injury.

There is no deductible applicable to this policy.

Prices start as low as $39 per year for $100,000 in coverage and the price goes up to $149 per year for up to $1,000,000 in coverage.

Our American-based support team is happy to answer any questions you have. They’ll even help you choose the policy that’s right for you. Call us at 833-763-4248 or email [email protected]. Our support team is here to assist you Monday – Friday, 8 am – 9 pm, and Saturday, 8 am – 4:30 pm Central Time.

Yes, you have the options between $100,000, $250,000, $500,000, and $1,000,000 coverage limits.

You can view the policy coverage form by clicking HERE.

Firearm Liability Insurance is currently available from Delta Shield in the following states:                       Click Here

This policy offers a per claim deductible of $250.

Prices start as low as $45 per year for $3,000 in coverage. Base pricing is $1.50 per $100 of unscheduled property. Cost may be impacted based on the scheduling of property, the zip code of residence, or other factors. Get your personalized free, no-obligation quote in as little as 2 minutes.

Examples of property that are NOT covered are ammunition, bayonets, or knives, or property being worked upon, restored, retouched, or undergoing any such work; or gun cases or gun safes unless scheduled.

Our American-based support team is happy to answer any questions you have. They’ll even help you choose the policy that’s right for you. Call us at 833-763-4248 or email [email protected]. Our support team is here to assist you Monday – Friday, 8 am – 9 pm, and Saturday, 8 am – 4:30 pm Central Time.

There is a cap of up to $150,000 for unscheduled firearms and accessories. If you individually schedule your weapons there is no limit to the value and how many weapons can be individually scheduled.

Yes, Firearm Property Insurance can cover your firearms, weapon accessories, bows and arrows that you use for hunting.

Firearm Property Insurance is currently available from Delta Shield in the following states: AL, AR, AZ, DC, FL, GA, ID, IL, IN, IA, KY, KS, LA, MD, MI, MO, MS, NE, NH, NC, ND, NV, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, WI, WV.